Benefits of Leasing

Cash flow

By making monthly payments, businesses can pay for the equipment with the improved cash flow generated from their new technology. Leasing affords a variety of options to match payment terms to business cash flow, whether cash flow is project-based, seasonal, related to expansion, etc.

Obsolescence protection

Leasing allows you to match payment plans to the equipment’s expected useful life. Leasing provides flexibility at the end of the term to allow you to either take ownership of the equipment or walk away and acquire new technology. The result is a managed solution that allows business to maintain the most current technology.

Tax treatment and benefits

You may be able to write off 100% of your lease payments from your corporate income because the IRS generally does not consider an operating lease to be a purchase. Please consult your accountant for the exact application for your business.

100% Financing

Leasing typically does not require a large down payment. You can finance up to 100% of the equipment cost. In many cases, service, supplies, installation, warranty and other soft costs can be included in the lease. This gives you more money to invest in other revenue-generating activities and makes it easier to afford multiple products or just save it for times when you need cash most.

Speed

In most cases, Brickhouse Capital can approve businesses for up to $150,000 in equipment lease financing with a one page credit application. Approval can usually be secured in less than 24 hours.

Customized solutions

A variety of financing products are available, allowing you to tailor a program to fit your business needs. So whether you’re looking for programs fit for expanding your business or a product that consolidates your multiple leases or loans into one, Brickhouse’s featured solutions are customized to fit your needs.

Preserve Cash and Bank Lines

Preserve cash and bank lines by using equipment leasing as an alternative form of financing specifically for capital equipment. Use this financing option to maximize liquidity and access to capital by preserving cash and bank lines for other business needs.

Strengthen Company Credit

Most of our Financing lines are tied to the business and will not be reflected as leverage on your personal credit reports. As an alternate result, our financing lines will build-up and strengthen your business credit as we report the positive pay history you establish.

Financing Options

Brickhouse Capital offers a variety of programs to meet the different needs of each business. Leases fall under two categories:

Application-Only

For businesses that need a quick and simple solution, Brickhouse Capital’s Application-Only program is the way to go. With a One-Page application, businesses can usually obtain up to $150,000 in financing, within 24 hours. A simple credit evaluation is conducted using commercial and personal credit bureaus depending on the size and ownership structure of the business.

• Transaction size - $5,000 - $150,000
• Application - 1 page application to review business or consumer credit reports
• Term length - 12-72 months – term length availability may vary depending on equipment type
• Buy outs - Fair Market Value, $1, 10%, 20%, EFA
• Payment types - Monthly, Quarterly, Seasonal, Cash Flow Based
• Documentation - Brickhouse Lease Agreement
• Equipment types - Most new or used business equipment, furniture, vehicles, software, etc.
  Apply Now! | Find out how it works Download Application Only Brochure |

Commercial

Brickhouse Capital’s Commercial Department specializes in working with larger companies seeking well-designed, customized financial solutions for their capital aquizitions. Our experienced professionals have the knowledge to develop comprehensive finance packages from $150,000 to $50 million.

• Transaction size - $150,000 - $50,000,000
• Application - Full financial package
• Term length - 24-84 months
• Buy outs - Fair Market Value, $1, 10%, 20%, larger balloons
• Payment types - Monthly, Quarterly, Seasonal, Cash Flow Based
• Documentation - Varies based on financial product
• Structures - Master Lease Lines, Operating Lease, Refinances
• Equipment types - Most new or used business equipment, furniture, vehicles, software, etc.